Everyone will likely incur some debt in their lifetime. When people don’t take responsibility for their debt, it can become overwhelming. If debt keeps climbing and the person is unable to pay his bills on time, creditors will soon start calling. People can be very persistent when debt collectors contact them about debts. Debt collectors can call friends, relatives, places of work, and even close friends to collect a debt. You can end harassment from debt collectors, rather than having their calls negatively impact your professional standing or reputation.
These are the top methods to get debt collectors off your list:
Talk To Your Employers
Your employer may be able to relay this information to debt collectors if you inform them. Your employer may legally ask a debt collector not to call you at work under the fair debt collection practice act. They must tell the debt collector to stop calling them.
Take a Look At Bankruptcy
Filing for bankruptcy will automatically place a stay on your accounts so creditors can’t contact you to collect your debts. You can apply for bankruptcy to place an automatic stay on the account. If you have filed a chapter 13 Baker tiered repayment plan or a bankruptcy filing, your creditors will not contact you unless you violate the agreement.
If you need help getting debt collectors off your phone, contact our lawyers today. We can act as your representative to stop harassing calls.
This article was written by Alla Tenina. Alla is one of the best bankruptcy attorneys in Los Angeles California, and the founder of Tenina law. She has experience in bankruptcies, real estate planning, and complex tax matters. The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only. Information on this website may not constitute the most up-to-date legal or other information. This website contains links to other third-party websites. Such links are only for the convenience of the reader, user or browser; the ABA and its members do not recommend or endorse the contents of the third-party sites.